Invest

Once all previous steps of our wealth management approach are completed (Organize, Plan, Protect), we focus on aligning your goals with the right investment strategies. This is where we implement your customized investment solutions and monitor them against the goals we are trying to achieve, and not against arbitrary benchmarks.

Whether we are investing to provide savings for an emergency fund, retirement, children education and/or other miscellaneous goals, every strategy and solution is based on your unique objectives, risk tolerance, and time horizon. We will even help you manage your held-away assets like 401k plans, real estate and other investments if needed. Our investment solutions are as diverse as your needs might be.

Investment Management Process

The foundation of our investment philosophy is based on investing with an end in mind, that is towards reaching a unique goal, whether it is for capital accumulation, income, preservation, cash alternatives, and/or a combination of those objectives. Contrary to most advisors, we don’t build our clients’ investment portfolios by looking the rear-view mirror, but use institutional level risk analytics and capital market outlooks to construct forward looking portfolios.

We are continuously evolving our investment management approach by working closely with industry thought leaders to advance traditional methodologies and incorporate innovative investment strategies to provide better investment experiences and outcomes. Each investment strategy is designed and implemented based on the following principles:

Personalized Risk Management - A Different Approach

Our personalized risk management process goes beyond the traditional approach of only incorporating portfolio volatility in a client’s risk assessment; it also identifies the maximum loss threshold in real dollar terms a client can endure during capital market declines. Having both data points allows us to design portfolios that are better align with one’s true risk tolerance and return expectations.

Through our Ergawealth360⁰ Risk Manager, we can provide a quantitative risk management analysis establishing portfolio risk/return comfort levels and producing clear upside and downside expectations (within a 95% probability) to better understand how investment portfolios should perform in different market environments.

Forward Looking Collaborative Portfolio Management - We Don't Go At It Alone

The Ergawealth Advisors Investment Committee has access to research, tools, and resources from numerous institutional and boutique financial institutions. By reviewing the capital market outlooks of each of our partner investment research firms, it provides our investment committee with multiple viewpoints to help build more “all weathered” portfolios to better withstand the impacts of different capital market environments.

Enhanced Asset Strategy Diversification - Evolving Framework

We utilize a multi-dimensional investment framework with four core Managed Strategies that can work together seamlessly. When combined in a comprehensive portfolio, each of these strategies informs, complements, and enhances the other, so the total portfolio benefit is greater than the impact of each part separately. The objective of our enhanced asset strategy diversification is to deliver return and risk diversification across all market conditions: effectively limiting drawdowns in “bear” markets, provide relative returns in “bull” markets, and produce consistent returns in “choppy” markets.

A diversified portfolio does not assure a profit or protect against loss in a declining market.