When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content The Junk Drawer Approach to Investing It's easy to let investments accumulate like old receipts in a junk drawer. The Average American Budget Learn about the average American budget in this fun and interactive piece. A Look at Whole Life Insurance Whole life insurance remains in force as long as you remain current with premiums. Here's how it works.